Articulation Banques-Microfinance en Afrique: impact sur la gouvernance et la performance des IMF
(2009) Reflets et perspectives de la vie économique — Vol. XLVIII, n° 3, p. 29-38 (2009)
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- (en) Microfinance is undergoing profound change. Strong growth, intense competition, capital inflows, and new players are the main causes. Among the new players, banks occupy a prominent place. According to CGAP, 225 commercial banks and other financial institutions were operating in the microfinance sector in 2003 (CGAP 2003). In Africa, some twenty commercial banks are currently involved in microfinance (AMAF, 2008). This mutation generates consequences in terms of management and governance of MFIs, two dimensions considered as the weak. It involves strategic choices and new challenges for management that may fundamentally transform the dual mission of the microfinance sector. This paper aims to explore entry strategies by commercial banks in microfinance in Africa and analyze the impact on governance and performance of MFIs. We examine how the entry of commercial banks affects the governance system (decision-making approach, vision, system control) and how the governance mechanisms affect the performance of MFIs.
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Nsabimana, A. (2009). Articulation Banques-Microfinance en Afrique: impact sur la gouvernance et la performance des IMF. Reflets et perspectives de la vie économique, XLVIII(3), 29-38. https://doi.org/10.3917/rpve.483.0029 (Original work published 2009)